APIActive

Stripe Issuing

Stripe's card issuing product for creating and managing payment cards.

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Field note

What it does

Stripe Issuing lets businesses create, manage, and control payment cards. Marketing in the UK and Europe must follow financial regulations.

Capabilities

Available capabilities

Tags

Tags

Ways to use it

Ways to use it

rest

Not filed / Not filed

rest

Not filed / https://docs.stripe.com/issuing/connect

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rest

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rest

Not filed / https://docs.stripe.com/api/issuing/cards

rest

Not filed / https://docs.stripe.com/api

rest

Not filed / https://docs.stripe.com/issuing

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Not filed / Not filed

Product features

Product features

Add cards to digital wallets

Attributes

Automatic reconciliation

Simplify accounting with automated transaction categorization.

automatic _ tax object

B2B Payments integration guide

Build a B2B Payments integration with Issuing.

Capture authorization

Capture an authorization for more, less, or equivalent to the authorized total.

Card design

Configure the appearance of physical cards, such as adding a company logo.

Card shipping

Shipping options such as delivery speeds and bulk shipments.

Create cardholders and cards

Customers can create cardholders and cards on their connected accounts.

Charge cards

Issue charge cards to spend card users.

Commercial prepaid debit cards

Issue commercial prepaid debit cards.

Compliance Intake Form

Custom form to report details of fees, credits, and rewards programs to Stripe.

Compliance workflow tool

Manage compliance submissions and feedback to stay organized.

Connected accounts

Issue cards on Custom connected accounts that don't use a Stripe-hosted Dashboard.

Consumer Credit Issuing

Credit card issuing program with bank-determined credit policy and underwriting rules.

Consumer Debit Issuing

Debit card issuing program without credit check, subject to issuing bank eligibility criteria.

Consumer Prepaid Issuing

Prepaid card issuing program without credit check, subject to issuing bank eligibility criteria.

Create a design

Configure the appearance of your physical cards, such as by adding a company logo.

Create physical cards

Create cardholders and issue physical cards.

Create test purchase via Dashboard

Select Authorization or Transaction by force capture and provide properties like amount.

Create virtual cards

Create cardholders and issue virtual cards.

currency enum

Custom card design

Issue standard or custom physical cards.

customer _ account nullable string

customer string Expandable

Dashboard for Issuing with Connect

Use the Dashboard for Issuing with Connect.

default _ payment _ method nullable string Expandable

description nullable string

Disputes

Submit and track transaction disputes.

Educate your cardholders

Educate cardholders to reduce fraud risk.

Embedded Finance integration guide

Build an embedded financial services integration with Issuing and Treasury for platforms.

Fleet integration guide

Build a Fleet integration with Issuing.

Fraud challenges

Verification data comparison for fraud challenges.

Funding Instructions API

UK and euro area Issuing users push funds using funding instructions.

Fund Issuing balance

Customers fund their Issuing balance from an external bank account.

id string

Issuing balance

A funding source attached to a connected account that provides funds for card spending.

Issuing Bank Terms

Program-specific agreements and privacy notices presented during onboarding.

items object

KYC/KYB

Proactive fraud protection controls through identity verification.

latest _ invoice nullable string Expandable

Local issuing in 22 countries

Stripe Issuing is live with local issuance in 22 countries.

Manage PINs

Let your cardholders manage their personal identification numbers.

Managed Support

Stripe operates customer support for your program.

Marketing guidelines for UK and Europe

Guidelines for marketing Stripe Issuing programs in the United Kingdom and Europe.

Monitor metrics

Leading and lagging metrics for fraud monitoring.

Multinational subsidiary issuing

Issue cards to subsidiaries of US multinational companies in over 40 countries.

Perform real-time authorizations

Approve or decline authorization requests in real time.

Physical cards

Customizable cards shipped to cardholders.

PIN management

Let cardholders manage their personal identification numbers.

Receipts

Send Stripe-generated money transmission receipts.

Recordkeeping

Retain customer consent, marketing materials, and communications.

Replacement cards

Replace cards that are expired, damaged, lost, or stolen.

Sample app

Explore an integration in a sandbox environment using the sample app.

Set spending controls

Set rules on cards and cardholders to control spend.

Spending controls

Set spending limits and block specific business categories, countries, or business IDs.

Stablecoin cards in 30+ countries

Issue prepaid or debit cards backed by stablecoin balances across Latin America, the Caribbean, and Africa.

Stripe Defense Layer

Real-time fraud protection controls.

Subscriptions

The Subscription object

Top-ups API

US Issuing users use top-ups to fund their Issuing balance.

User configurations

User-facing controls and education.

Virtual and physical cards

Choose whether to offer virtual or physical cards.

Virtual cards

Include all card information required for digital transactions, with no physical card.