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Identity Verification

Identity Verification: Welcome to the Docs ==================== Here you'll find guides, resources, and references to build with Plaid.

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Field note

What it does

Introduction to Auth ====================== Instantly retrieve account information to set up pay-by-bank payments via ACH and more Get started with Auth API Reference Quickstart Demo Auth allows you to request a user's checking, savings, or cash management account and routing number, making it easy for you to initiate credits or debits via ACH, wire transfer, or equivalent international networks. Auth makes it easy for end users to fund an account with your app, cash out to their bank account, or make purchases via pay-by-bank. To move money, Auth must be used with a payment processor: either a Plaid Partner or another third party. For more information, see Using a Payments Service . For an all-in-one solution that includes payment processor functionality, see Transfer (US-only). For more details, see Auth vs. Transfer comparison . Auth can only be used with debitable checking, savings, or cash management accounts.

Identity Verification

What it does

Available capabilities

Tags

Ways to use it

Product features

Auth data for other countries

Enabling additional verification methods with the Account Verification Dashboard

Enabling limited purpose checking accounts for rent or mortgage

Instantly retrieve account information to set up pay-by-bank payments via ACH and more

Integration process

Optimizing the Link UI for Auth

Pay by bank optimization

PNC TAN expiration

Tokenized account numbers

United States (ACH) Auth data

Updates to Auth data

Using a payments service